The VA rates displayed on our home page and city pages are pulled live from our rate sheet and assume: $300,000 VA loan on a $300,000 primary residence in GA (100% LTV, $0 down), 760+ credit score, 30 day lock, no discount points. The rate shown for each program is the lowest rate available with no discount points.
| VA Program | Rate | APR | Points |
|---|---|---|---|
| VA 30 Year Fixed | 7.000% | 7.221% | (0.562) credit |
| VA 15 Year Fixed | 6.599% | 7.026% | (0.098) credit |
| VA 5 Year ARM | 5.750% | 6.158% | 2.233 |
| VA 3 Year ARM | 5.750% | 6.107% | 1.795 |
APR includes the VA funding fee where it applies and standard closing costs. Your actual rate and APR depend on your credit score, loan amount, property type, whether this is your first use of the VA benefit, and whether you are exempt from the funding fee (most veterans receiving VA disability compensation are exempt).
Use the Purchase, Refinance, or Cash-Out buttons on any page to see a rate and closing-cost quote built on your own numbers. Rates change daily and are not a commitment to lend.
Questions? Call 303-588-1951.